Investment Education

Miami, Florida, December 12th, 2024, Chainwire

Transak, a global leader in Web3 payments infrastructure, has officially launched Transak Stream , a groundbreaking innovation that redefines the crypto-to-fiat off-ramping experience. This new product delivers unmatched simplicity, making stablecoin and cryptocurrency conversions to fiat as seamless as sending a token between wallets.

Imagine this: A user with a Web3 wallet wants to withdraw $1,000 USDC. All they need to do is send their crypto to their unique Transak Stream Address . Within seconds, the equivalent fiat amount is deposited into their bank account or card— no order placement, no need to open additional apps, no widget.

Such a smooth, hassle-free process transforms the off-ramp experience, making it incredibly user-friendly while offering wallet partners and platforms a competitive advantage, i.e., enhanced user retention, higher conversions.

“Our goal was simple, yet ambitious — make crypto as intuitive as cash. Transak Stream is a giant leap in that direction. It makes crypto transactions feel as natural as everyday payments,” said Sami Start, CEO of Transak.

The Future of Off-Ramping: One Step, Instant Cash-Outs

Transak Stream revolutionizes the off-ramping process by reducing it to a single step:

1. Send Stablecoins or Crypto: Users simply send their assets to their unique Transak Stream Address .

2. Instant Fiat (BIT: STLAM ) Payout: The fiat equivalent is instantly deposited into their linked bank account (SEPA, FASTER) or card (Visa/Mastercard).

This innovative approach streamlines the traditionally cumbersome multi-step off-ramping process. Transactions that once took ~5 minutes or more are now completed in seconds , making it easier to integrate stablecoins and crypto into real-world financial use cases. In a live test, Transak compared its standard off-ramp with the new Transak Stream. The results were striking: while the standard process took approximately 4 minutes, Stream enabled cash-outs in just 19 seconds .

Transak Stream bridges the gap between crypto and fiat with the simplicity users deserve and the compliance businesses demand, ” said Yeshu Agarwal , Co-Founder & CTO of Transak . “With Visa (NYSE: V ) Direct and stablecoins like USDC at the core, we’re creating an ecosystem where crypto becomes as easy to use as traditional money.”

Limitless Use Cases For Web3: Transforming Payments, Payroll, And More

The technical innovation behind Transak Stream is one of the industry’s biggest for consumer-level crypto accessibility. By enabling near-instant conversions, this new product unlocks use cases across remittances, payroll, gaming, and more.

  • Global Remittances: Migrant workers can send stablecoins to family members, with funds seamlessly deposited into local bank accounts as fiat, eliminating traditional remittance fees and delays.
  • Payroll Automation: Companies can pay employees globally in stablecoins, which convert automatically into local fiat for immediate access.
  • Instant Payouts for Freelancers and Creators: Freelancers earning in stablecoins can access their earnings in fiat within minutes, ready to spend or save.
  • Bank-Enabled Crypto Off-Ramping: Banks can integrate Transak Stream to offer their customers direct crypto-to-fiat conversion within their existing banking apps, creating seamless flows and engaging crypto users.
  • AI-Driven Financial Automation: Apps can leverage AI-powered tools to automate financial flows. For example, a task management app could verify completed milestones and trigger automated payouts in fiat using Transak Stream.
  • Web3 Gaming: Enable seamless in-game asset payouts directly to players' bank accounts in seconds.
  • Recurring Payouts: From lending to staking, get recurring yield payouts directly to bank or card.

Key Features of Transak Stream

Whether you’re a freelancer cashing out earnings, a business automating payouts, or a developer integrating next-gen financial flows, Transak Stream sets a new benchmark for speed, accessibility, and global reach.

  • One-Click, Crypto-To-Cash: Users send crypto to their unique Transak Stream Address , and fiat is deposited directly into their bank accounts or cards- within seconds.
  • Global Reach: Transak Stream leverages Visa, Mastercard (NYSE: MA ) and a network of all localized banking providers (SEPA, FASTER, more coming soon) to deliver real-time payouts in over 145 countries , ensuring users have instant access to their funds.
  • Broad Asset Compatibility: Supports 40+ popular cryptocurrencies and stablecoins such as USDC, USDT, BTC, ETH, and SOL across 29+ major blockchain networks.
  • Designed for Developers: Partners can just pass 5 mandatory query params and enable Stream for their app also available with robust APIs and fully customizable capabilities to enable platforms to integrate one-click off-ramping, enhancing user retention and engagement.
  • Industry’s fastest Off-Ramp: The innovation of introducing Transak Stream wallets make it child’s play for users to off-ramp in one -click, making it the fastest and easiest way to cash out crypto.
  • Send becomes the new sell: Send crypto from any wallet to Transak Stream Address to off-ramp in under one minute.
  • Building On Proven Success

    Transak Stream builds on the success of Transak’s existing off-ramp solution, which has processed over $50 million across 100,000+ transactions globally in 2024 alone. Across all its products, Transak has processed over $1.4 billion in transactions for its 8 million+ users worldwide.

    Our goal with Transak Stream is to create a future where crypto flows seamlessly into real-world financial systems, ” added Agarwal. “Visa Direct and Circle are integral to making this vision a reality, enabling secure, scalable, and compliant transactions across borders.”

    Visit Transak.com/integrate-stream to get Transak Stream for your app

    About Transak

    Transak is the world's most compliant and largest Web3 payments infrastructure provider, serving over 8 million users across 160 countries. It powers 350+ platforms, facilitating the purchase and sale of digital assets with its API-driven fiat-crypto on/off-ramp, NFT checkout, and other solutions that simplify KYC, compliance, payment methods, and customer support.

    Headquartered in Miami, US, and incorporated in Delaware, Transak has a tech hub in Bengaluru and offices in London, Milan, Dubai, and Hong Kong.

    For more information, visit https://transak.com/ or follow us on x.com/transak and linkedin.com/company/transak

    Contact Harshit Gangwar [email protected]

    This article was originally published on Chainwire